Business insolvency advice in Birmingham
Work out whether every part of the business earns its keep
A Birmingham company operating several departments or sites may have one profitable activity supporting losses elsewhere. Review sales, direct costs and overheads by activity before deciding whether the whole business must close. Include the costs of separating or discontinuing an unprofitable part.
The question is whether a smaller operation could trade sustainably and protect creditor interests. Restructuring can involve contracts, employees and asset ownership as well as finance. If a viable core cannot be identified, a liquidation assessment should explain the practical consequences rather than simply quote a headline fee.
Speak to an adviser
Speak to our Birmingham team or arrange a meeting at 37A Waterloo Street.
If a notice has a deadline, give us the date and the type of notice at the start of your enquiry.
Support across Birmingham and the surrounding area
We support company directors in Birmingham, West Midlands, including businesses in the B1 postcode district. You can also contact us from Edgbaston, Erdington, Harborne, Selly Oak. Give us your full trading postcode and company details so the discussion starts with the right business and location.
Initial support is available by telephone and online enquiry. Our Birmingham office is at 37A Waterloo Street, Birmingham B2 5PP. Please arrange any in-person meeting in advance.
Growth that stretches the business too far
A Birmingham contractor may expand staffing and purchasing ahead of customer payments. Compare each new contract with the cash needed to deliver it and identify guarantees already given. Stabilising commitments may be more useful than chasing additional sales while creditor balances continue to grow.
The problem and possible next steps
Tax arrears: if VAT, PAYE or Corporation Tax is overdue, review whether the business could afford a payment proposal alongside new bills. HMRC Time to Pay requires HMRC’s agreement; it is not an automatic write-off.
Debts that trading cannot repay: compare business rescue with an orderly closure. A licensed insolvency practitioner must handle any formal appointment, and the appropriate route depends on the full financial position.
For issues involving construction, see our sector guidance. We consider the business’s actual contracts, costs and liabilities rather than assuming every company in Birmingham faces the same problem.
Questions from Birmingham business owners
Can one branch close while the company continues?
Possibly, but branch closure can create lease, redundancy and contract costs. Those costs and the continuing company's ability to pay its debts need to be assessed together.
Do you help businesses in B1 and around Birmingham?
Yes. Our enquiry service covers Birmingham and nearby areas including Edgbaston, Erdington, Harborne. B1 is one example postcode district, rather than a boundary for advice. Tell us your full postcode and where the company is registered when you contact us.
What if customers are withholding payment for completed work?
Separate agreed invoices from retentions, variations and disputed work. Record the likely collection date and cost of finishing each contract. That gives an adviser a clearer basis for assessing whether the business can trade through its cash shortage.
What should I have ready when discussing my Birmingham company?
Prepare a summary of creditors, cash available, unpaid customer invoices and the next essential payments. Include tax arrears, finance agreements and any personal guarantees. Mention legal notices and their deadlines at the start; you do not need a finished recovery plan to make an initial enquiry.
Where is your Birmingham office?
Our Birmingham office is at 37A Waterloo Street, Birmingham B2 5PP. Follow the Google Maps link on this page for the exact Business Insolvency Helpline listing. Please arrange any in-person meeting before travelling.
When is the Birmingham office open?
The Birmingham office is open Monday to Friday, 9am to 5:30pm, and closed at weekends. Call 01246 912052 or use the online enquiry form to discuss business debts, rescue options or company closure.
Explore your options
Company rescue and liquidation services · HMRC arrears support · Director responsibilities
Browse all locations or request a confidential discussion about your Birmingham business.
Other West Midlands coverage guides: Bromsgrove · Burton · Cannock. Browse all areas.
Our Birmingham office
Business Insolvency Helpline: Birmingham Office
37A Waterloo Street
Birmingham B2 5PP
Telephone: 01246 912052
View our Birmingham office on Google Maps
Please arrange any proposed in-person meeting before travelling.
Opening hours
Monday to Friday
9am–5:30pm
Saturday and Sunday
Closed
Find us in Birmingham
37A Waterloo Street, Birmingham B2 5PP.
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